Maximize earnings without sacrificing liquidity.
Features
- Complimentary MidCountry Bank Debit MasterCard1
- Complimentary Online Banking
- Complimentary Mobile Banking2
- Complimentary eStatements
- Interest Earned on Tiered Balances3
$10 per month service fee with Rewards Credit. Earn rewards credit each month to offset the monthly service fee. Accounts must remain in active status to receive rewards credit.4
- $10 monthly reward for customers under age 18
- $10 monthly reward if you maintain an account balance of $1,000+
- $10 monthly reward if a relationship balance is maintained at $10,000+5
- Preferred rates on Money Market4Me balances over $25,000 with a qualified checking account relationship6
1 MidCountry participates in the MoneyPass network, providing no fee ATM services at MoneyPass locations nationwide. ATM fees may be charged at non-MoneyPass network machines by the ATM owner.
2 Mobile carrier may charge access fees depending on your individual plan. Check your carrier for specific fees and charges.
3 See current Deposit Rate Sheet for applicable balance tiers and interest rates.
4 Unused rewards credit does not carry forward beyond the statement cycle in which it is earned. Maximum rewards credit that can be earned is equal to the monthly service fee for the account.
5 Relationship balance includes all Checking, Savings, Money Market, Certificate of Deposit and Consumer Loan balances related to the social security number (SSN) owner on the MoneyMarket4Me account. Balances are based on cumulative average balances of deposit accounts maintained during the MoneyMarket4Me account statement cycle, and current outstanding principal balances of qualified loans. To be included as a related account, the social security number (SSN) owner must be named as an owner or joint owner, borrower or joint borrower on the account.
6 This monthly benefit is earned if the account owner has a Rewards4Me Checking account and qualifying balances in a related Money Market4Me account. Each statement cycle begins a new qualification period.
Rates
Effective Date: Sunday, November 17, 2024
Minimum Balance to Open | Minimum Balance to Obtain APY* | Interest Rate | APY* | |
---|---|---|---|---|
$0 - $9,999.99 | $50.00 | $0.01 | 0.30% | 0.30% |
$10,000 - $24,999.99 | $50.00 | $0.01 | 0.50% | 0.50% |
$25,000 - $49,999.99 | $50.00 | $0.01 | 0.55% | 0.55% |
$50,000 - $99,999.99 | $50.00 | $0.01 | 0.65% | 0.65% |
$100,000 - $249,999.99 | $50.00 | $0.01 | 0.75% | 0.75% |
$250,000.00 and over | $50.00 | $0.01 | 1.00% | 1.00% |
Learn More About:
Additional Services:
Accounts
Banking how, when and where you choose is simple with MidCountry4Me®. Answer a few easy questions and we’ll find the right account for you!We serve both business and personal banking needs. Which describes what you are looking for?My goal is:Life is a journey! Where are you?Checking4Me® - Use your account and earn valuable rewards on services designed to make banking easier.Paper or plastic? Will you use checks, a debit card, or other electronic services?What average balance will you most likely maintain?Checking4Me® - Use your account and earn valuable rewards on services designed to make banking easier.Rewards4Me Checking® - Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.What average balance will you most likely maintain?Checking4Me® - Use your account and earn valuable rewards on services designed to make banking easier.Rewards4Me Checking® - Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.Rewards4Me Checking® - Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.Life is a journey! Where are you?MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.What average balance will you most likely maintain?Savings4Me® - A foundational savings account that encourages good savings habits.MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.What is most important to you?MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.MidCountry Money Management - Blends the favorable rates of CD's with flexibility of a Money Market to give you the best of both worlds.What average balance will you most likely maintain?Savings4Me® - A foundational savings account that encourages good savings habits.MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.What is most important to you?MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.MidCountry Money Management - Blends the favorable rates of CD's with flexibility of a Money Market to give you the best of both worlds.My goal is:How busy will your account be? Tell us how many transaction you anticipate per month. (Transactions include deposits, checks and all electronic items.)Business Value Checking - A basic savings account for businesses.Is your business a sole proprietor, non-profit or government entity?How interested are you in earning interest?Business Flex Checking - Designed for growing businesses with expanding needs, and accommodates fluctuating activity levels with a focus on efficiency.Business Flex Plus Checking - Designed for growing businesses with expanding needs, and accommodates fluctuating activity levels with a focus on efficiency.Business Flex Checking - Designed for growing businesses with expanding needs, and accommodates fluctuating activity levels with a focus on efficiency.Business Analysis Checking - Please contact your nearest branch or Customer Care (1-877-874-7376) as pricing will vary.What average balance will you consistently maintain?Savings4Business® A basic savings account for businesses.Money Market4Business® - A basic savings account for businesses.What is most important to you?Money Market4Business® - A basic savings account for businesses.MidCountry Money Management - Blends the favorable rates of CD's with flexibility of a Money Market to give you the best of both worlds.- Debit Cards
- Mortgages