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Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.
Features
- Complimentary MidCountry Bank Debit MasterCard
- Complimentary MoneyPass®ATM Transactions1
- Complimentary Online Banking
- Complimentary Online Bill Pay
- Complimentary Mobile Banking2
- Complimentary eStatements
- Interest Earned on Tiered Balances3
- 1 Complimentary Box of Specialty Checks per Year4
- Up to $15 ATM transaction fee refunded per statement cycle5
- Up to 3 official check fees refunded per statement cycle if your relationship balance is maintained at $10,000+6
- Complimentary 3x5 safe deposit box, or a credit toward a larger box rental if your relationship balance is maintained at $10,000+7
$15 monthly service fee with Rewards Credit. Earn rewards credit each statement cycle to offset the monthly service fee. Accounts must remain in active status to receive rewards credit.8
- $15 monthly reward for customers who have attained age 55+
- $3 monthly reward for enrolling in eStatements
- $15 monthly reward if your relationship balance is maintained at $10,000+6
- $5 monthly reward if your checking account average balance is maintained at $1000+
- $5 monthly reward for 10 or more debit card transactions posted within the statement cycle
- $5 monthly reward for a direct deposit into your Rewards4Me Checking account each statement cycle9
1 MidCountry participates in the MoneyPass network, providing no fee ATM services at MoneyPass locations nationwide. ATM fees may be charged at non-MoneyPass network machines by the ATM owner.
2 Mobile carrier may charge access fees depending on your individual plan. Check your carrier for specific fees and charges.
3 See current Deposit Rate Sheet for applicable balance tiers and interest rates.
4 Complimentary checks include designated specialty checks in single or duplicate style. Standard billing applies for shipping and handling fees.
5 This benefit is earned if the account activity for the statement cycle includes at least one direct deposit (ACH credit) and 10+ posted debit card purchase transactions.
6 Relationship balance includes all Checking, Savings, Money Market, Certificate of Deposit and Consumer Loan balances related to the social security number (SSN) owner on the checking account. Balances are based on cumulative average balances of deposit accounts maintained during the checking account statement cycle, and current outstanding principal balances of qualified loans. To be included as a related account, the social security number (SSN) owner must be named as an owner or joint owner, borrower or joint borrower on the account.
7 Safe Deposit Boxes are not present or available in all locations. Subject to availability. See disclosure 6 for a relationship balance definition.
8 Unused rewards credit does not carry forward beyond the statement cycle in which it is earned. Maximum rewards credit that can be earned is equal to the monthly service fee for the account.
9 Direct Deposit requirement will be met with any ACH credit transaction or recurring automatic transfer from another account during the statement cycle.
Rates
Effective Date: Sunday, November 17, 2024
| Minimum Balance to Open | Minimum Balance to Obtain APY* | Interest Rate | APY* | |
|---|---|---|---|---|
| $0 - $999.99 | $50.00 | $1,000.00 | 0.00% | 0.00% |
| $1,000 - $9,999.99 | $50.00 | $1,000.00 | 0.10% | 0.10% |
| $10,000 - $24,999.99 | $50.00 | $1,000.00 | 0.10% | 0.10% |
| $25,000 and over | $50.00 | $1,000.00 | 0.15% | 0.15% |
* Annual Percentage Yield
** Early withdrawal penalty may apply
Fees may reduce earnings. Rates are subject to change.
Learn More About:
Additional Services:
- Savings
Accounts
Banking how, when and where you choose is simple with MidCountry4Me®. Answer a few easy questions and we’ll find the right account for you!We serve both business and personal banking needs. Which describes what you are looking for?My goal is:Life is a journey! Where are you?Checking4Me® - Use your account and earn valuable rewards on services designed to make banking easier.Paper or plastic? Will you use checks, a debit card, or other electronic services?What average balance will you most likely maintain?Checking4Me® - Use your account and earn valuable rewards on services designed to make banking easier.Rewards4Me Checking® - Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.What average balance will you most likely maintain?Checking4Me® - Use your account and earn valuable rewards on services designed to make banking easier.Rewards4Me Checking® - Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.Rewards4Me Checking® - Maintain a larger banking relationship and earn preferred customer discounts for checking and related services.Life is a journey! Where are you?MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.What average balance will you most likely maintain?Savings4Me® - A foundational savings account that encourages good savings habits.MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.What is most important to you?MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.MidCountry Money Management - Blends the favorable rates of CD's with flexibility of a Money Market to give you the best of both worlds.What average balance will you most likely maintain?Savings4Me® - A foundational savings account that encourages good savings habits.MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.What is most important to you?MoneyMarket4Me® - Maximize earnings without sacrificing liquidity.MidCountry Money Management - Blends the favorable rates of CD's with flexibility of a Money Market to give you the best of both worlds.My goal is:How busy will your account be? Tell us how many transaction you anticipate per month. (Transactions include deposits, checks and all electronic items.)Business Value Checking - A basic savings account for businesses.Is your business a sole proprietor, non-profit or government entity?How interested are you in earning interest?Business Flex Checking - Designed for growing businesses with expanding needs, and accommodates fluctuating activity levels with a focus on efficiency.Business Flex Plus Checking - Designed for growing businesses with expanding needs, and accommodates fluctuating activity levels with a focus on efficiency.Business Flex Checking - Designed for growing businesses with expanding needs, and accommodates fluctuating activity levels with a focus on efficiency.Business Analysis Checking - Please contact your nearest branch or Customer Care (1-877-874-7376) as pricing will vary.What average balance will you consistently maintain?Savings4Business® A basic savings account for businesses.Money Market4Business® - A basic savings account for businesses.What is most important to you?Money Market4Business® - A basic savings account for businesses.MidCountry Money Management - Blends the favorable rates of CD's with flexibility of a Money Market to give you the best of both worlds.- Lending
- Reorder Checks