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A wise investment strategy includes a liquid account that is safe, secure and offers a competitive rate of return. Traditional Money Market accounts don’t always fit the bill, and Certificates of Deposit can be too restrictive. MidCountry Money Management provides a unique solution, blending favorable rates with flexibility to give you the best of both worlds.
What is Unique About MidCountry Money Management?
MidCountry Money Management allows you to invest any amount over $5,000 and earn premium rates on your deposit for a 36-month term. At the time of your deposit, graduated interest rates are determined for the duration of the investment period. Interest rates adjust at six month increments until the term ends, providing a blended rate.
1 MidCountry Bank participates in the MoneyPass network, providing no fee ATM services at MoneyPass locations nationwide. ATM fees may be charged at non-MoneyPass network machines by the ATM owner.
2 Mobile carrier may charge access fees depending on your individual plan. Check your carrier for specific fees and charges.
3 See current Deposit Rate Sheet for applicable balance tiers and interest rates.
4 Unused rewards do not carry forward beyond the statement cycle in which they are earned. Maximum rewards credit that can be earned is equal to the monthly service fee for the account.
5 Relationship balance includes all Checking, Savings, Money Market, Certificate of Deposit and Consumer Loan balances related to the social Tax Id Number (TIN) owner of the Money Market4Business account. Balances are based on cumulative average balances of deposit accounts maintained during the Money Market4Business account statement cycle, and current outstanding principal balances of qualified loans. To be included as a related account, the Tax Id Number (TIN) owner must be named as an owner or joint owner, borrower or joint borrower on the account.
6 This monthly benefit is earned if the account owner has a Business Value, Business Flex or Business Analysis checking account and qualifying balances in a related Money Market4Business account. Each statement cycle begins a new qualification period.
Built-in Flexibility
Many deposit accounts have penalties that erode your earnings. If you need access to funds during the term, MidCountry Money Management allows one withdrawal without penalty during each six month rate adjustment period, provided the $5000 minimum balance is maintained.
You are welcome to replace any withdrawals previously made by depositing once per six month period. Deposits may be subject to certain restrictions. Please contact us for more details.
How Can MidCountry Money Management Fit My Savings Plan?
There are a myriad of advantages to this unique account:
- Maximize earnings on shorter term funds without sacrificing liquidity
- Access to your cash for unexpected financial needs
- Ownership flexibility, for either personal and/or business accounts